Monthly Payment Plan

Aspen University Monthly Payment Plan is designed so students can build the cost of their degree into their monthly budget.

Associate’s Degrees $250 per month
Bachelor’s Degrees * $250 per month
Master’s Degrees $325 per month
Doctoral Degrees $375 per month

* The Bachelor of Science in Nursing (Pre-Licensure) program is not eligible for the Monthly Payment Plan.

Installment Payment Plan

The Installment Plan allows students to pay their course’s tuition in three equal installments.

Associate’s Degrees $540 / course $180 / installment
Bachelor’s Degrees $540 / course $180 / installment
RN to BSN Program $975 / course $325 / installment
Masters Degrees $975 / course $325 / installment
Doctoral Degrees – Non-Nursing $1,350 / course $450 / installment
Doctor of Nursing Practice $2,240 / course $746.67 / installment

Financial Aid

Aspen University is approved by the U.S. Department of Education to offer federal student aid for all of our degree programs.


Aspen University provides a Net Price Calculator to help estimate educational costs.


Federal Grants

A Federal Pell Grant, unlike a loan, does not have to be repaid. Federal Pell Grants are only awarded to undergraduate students who have not earned a bachelor’s or professional degree and students who are enrolled in an eligible Post-baccalaureate teacher certification program if they meet certain requirements. Each student is entitled to apply for a Federal Pell Grant. Eligibility is determined by the student’s need, the cost of attendance, and the amount of money appropriated by Congress to fund the program. The amount of the grant is determined by a standard formula used by the Department of Education. The amount of the grant available to the student will depend on the Expected Family Contribution (EFC) and the cost of attendance.

William D. Ford Federal Direct Loan Program (Direct Loans)

Direct Loan programs are low-interest loans for eligible students to help cover the cost of education. Eligible students borrow directly from the U.S. Department of Education. The loan is then sent to the U.S. Department of Education’s Common Origination and Disbursement Center (COD) and disbursed to the school electronically through the G-5 website. The loans are serviced by the Direct Loan Servicing System. Direct loans include Direct Subsidized, Direct Unsubsidized and Direct PLUS loans.

Direct Subsidized Loans

Direct Subsidized Loans are loans available to students with financial need. Undergraduate students may borrow up to $3,500 for their first academic year, $4500 for their second academic year, and $5,500 for their third or fourth year at a fixed interest rate established annually by the U.S. Department of Education. The interest is paid by the federal government while students are in school and for six months after students cease their enrollment. As of 7/1/13, for “first time borrowers” there is a 150% loan limit provision. A first time borrower is an individual who doesn’t have an outstanding balance on a Direct Loan or a FFEL Program Loan on or after 7/1/13. This provision states that a student may not receive Direct Subsidized Loans for more than 150% of the published length of the student’s program of study.

Direct Unsubsidized Loans

Direct Unsubsidized Loan programs are available for students to borrow to help cover the additional education costs regardless of family income and for those who may not qualify in whole or in part, for a Subsidized Loan. A Unsubsidized Loan is not awarded based on financial need. The term “unsubsidized” means that interest is not paid for the student so the student is charged interest from the time the loan is disbursed until the loan is paid in full.

Direct Plus Loans

The Federal Direct PLUS loan is available to graduate or professional students enrolled at least half-time at an eligible school in a program leading to a graduate or professional degree or certificate or to parents of dependent students to help pay for the educational expenses of the student. PLUS loans are not based on need, but when combined with other resources, cannot exceed the students cost of education.

Origination Fees

There may be an origination fee charged as an expense of borrowing one of these loans. The loan fee is a percentage of the amount of each loan the borrower receives, and is subtracted proportionately from each loan disbursement. This must be repaid. The loan interest rate is fixed and set on July 1st of each year.

Your financial aid award accounts for cost of living (room and board, transportation, miscellaneous/personal expenses) while enrolled in a degree program at Aspen University. Cost of living varies by learner and is calculated using the national average student expenditures. These are not among the program costs incurred through Aspen.

Estimated Yearly Cost of Living (Independent student):

    • Room and Board: $10,696
    • Transportation: $3,496
    • Miscellaneous/personal expenses: $6,376

Standard Payment

Standard Payment students use a credit or debit card to pay their tuition and fees prior to enrolling in their course.

Employer Assistance

Tuition Deferment, Assistance and Discounts

Students who are employed by an organization that is in an established direct billing contract with Aspen University may be able defer the payment of tuition and fee charges that the employer has contracted to pay to the University. Students should contact their employer to determine if they are eligible for this benefit. Eligible students are responsible for paying any tuition and fee charges that are not covered by their employer benefit.

In addition, Aspen University maintains employee tuition discount partnerships with a large and growing number of organizations. Aspen University also extends this tuition discount to all VA Health Care System employees. To determine whether or not you qualify and to assure you receive your employee tuition discount, tell your advisor where you work and ask them to check for you prior to enrolling.


Students who have served, or are currently serving in the United States Military and their legal spouses are eligible to receive a Military Affiliation Discount from Aspen University.

Tuition Rates After Military Discount 
  • Master’s Degree: $750 per course
  • Doctoral Degree: $1,050 per course
    • DNP courses: $1,840 per course 
  • BSN (Pre-Licensure): 10% off per course
Fees Waived
  • Undergraduate Technology Fee (BSN Pre-Licensure excluded): $75 per course
  • Nursing Undergraduate/Graduate Technology: $60 per course
  • Graduate Technology (non-Nursing): $125 per Course
  • Doctoral Technology (non-Nursing): $60 per course
  • DNP Technology: $125 per course
  • Graduation Fee (BSN Pre-Licensure Excluded): $100 
Who Qualifies
  • United States Military Active Duty
    o Active Duty
    o Reserve and National Guard
    o Veterans
    o Legal spouses
Military Affiliation Discount

The student must supply one of the following documents to apply for the Military Affiliation Discount.

  • Leave and Earnings Statement; must be dated within 90 days of document submission 
  • DD-214 (Discharge of Duties); must have general discharge or higher 
  • VA Letter Certifying Military Service/Benefits Summary Letter; must have general discharge or higher 
  • Honorable Discharge Certificate 
  • NGB Form 22 (National Guard Report of Separation and Record of Service); must have general discharge or higher 

The student must supply their Marriage License or Marriage Certificate and one of the spouse’s military documents listed below.

  • Leave and Earnings Statement; must be dated within 90 days of document submission 
  • DD-214 (Discharge of Duties); must have general discharge or higher 
  • VA Letter Certifying Military Service/Benefits Summary Letter; must have general discharge or higher 
  • Honorable Discharge Certificate 
  • NGB Form 22 (National Guard Report of Separation and Record of Service); must have general discharge or higher 
  • DEERs record 
Military Payment Options

Veterans Affairs and G.I. Benefits®

Aspen University is approved by the Colorado State Approving Agency for Veterans Benefits. Please contact the Veterans Benefits Administration for more information.

Utilizing Educational Benefits from Veteran Affairs

Students will be asked to supply one or more of the following documents to process their Veteran educational benefits:

  • Tuition Assistance Voucher per course from Branch Portal
  • All pages of Certificate of Eligibility dated within 6 months of start date
  • Purchase order received through Tungsten
  • All academic transcripts from prior institutions
Contact us:

For more information about federal student aid and available military benefits please contact us.

Office Hours: Monday to Friday, 8:00 a.m. to 5:00 p.m. PST

Military: 303-333-4224 |

Financial Aid: 800-373-7814 |