Monthly Payment Plan
Aspen University Monthly Payment Plan is designed so students can build the cost of their degree into their monthly budget.
| Associate’s Degrees | $325 per month |
| Bachelor’s Degrees * | $325 per month |
| Master’s Degrees | $415 per month |
| Doctoral Degrees | $450 per month |
| Certificate Programs | $375 per month |
*For more information about the Monthly Payment Plan, email Studentfinance@aspen.edu
Installment Payment Plan
The Installment Plan allows students to pay their course’s tuition in three equal installments.
| Associate’s Degrees | $750/ course | $250 / installment |
| Bachelor’s Degrees | $750/ course | $250 / installment |
| RN to BSN Program | $1,185 / course | $395/ installment |
| Masters Degrees | $1,290 / course | $430 / installment |
| Doctoral Degrees – Non-Nursing | $1,785 / course | $595 / installment |
| Doctor of Nursing Practice | $2,220 / course | $740 / installment |
*For more information about the Installment Payment Plan, email Studentfinance@aspen.edu
Financial Aid
FEDERAL SCHOOL CODE
040803
NET PRICE CALCULATOR
Use this calculator to see an early estimate of the costs to attend Aspen University for one year. This calculator is intended to provide general guidance in planning your educational financing and is not an application for financial aid. The results are an estimate based on 2022-2023 Aspen University costs and do not guarantee actual cost or your potential financial aid award.
Federal Pell Grant
Pell Grants are federally funded, need-based grants for college students that do not need to be repaid as long as the student was and remains eligible for the grant. Federal Pell Grants are usually awarded only to undergraduate students who display exceptional financial need and have not earned a bachelor’s, graduate, or professional degree. The amount of the grant available to the student will depend on the Student Aid Index (SAI) (2024-25 FAFSA), enrollment status, and cost of attendance.
The 2024-2025 award year maximum Pell Grant scheduled award amount is $7,395 and the minimum is $740.
Federal Direct Loan Program
Aspen University students are eligible to apply for Title IV federal student loan programs. Direct Federal loans are offered by the U.S. Department of Education to help students pay for college. These loans are available to both undergraduate and graduate students. The University currently offers Federal Direct Subsidized, Federal Direct Unsubsidized, and Federal Direct Parent/Graduate PLUS loans through the William D. Ford Direct Loan program and the U.S. Department of Education.
Federal Direct Subsidized Loans
Federal Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need. The eligible amount cannot exceed the student’s financial need. The U.S. Department of Education pays the interest on a Direct Subsidized Loan under the following circumstances:
- While the student is enrolled at least half-time,
- For the first six months after the student leaves school (referred to as a grace period), and
- During a period of deferment (a postponement of loan payments).
Federal Direct Unsubsidized Loans
Federal Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, and professional students, but eligibility is not based on financial need. The U.S. Department of Education defers repayment of the loan principal while the student is enrolled at least half-time and for the first six months after the student leaves school. The student is responsible for paying the interest on the outstanding principal during all periods, including times of approved deferred principal payments.
Federal Direct PLUS Loans
Federal Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify.
Eligible Direct Loan Amounts
The amount a student is eligible to borrow depends on whether they are an undergraduate student, a graduate or professional student, or a parent.
- For an undergraduate student, the maximum amount you can borrow each year in Direct Subsidized Loans and Direct Unsubsidized Loans ranges from $5,500 to $12,500 per year, depending on what year you are in school and your dependency status (i.e. independent versus dependent).
- For a graduate or professional student, you can borrow up to $20,500 each year in Direct Unsubsidized Loans. Direct PLUS Loans can also be used for the remainder of your college costs, as determined by the University, not covered by other financial aid.
- A parent of a dependent undergraduate student can receive a Direct PLUS Loan for the remainder of their child’s college costs, as determined by the University, that is not covered by other financial aid.
Terms and Conditions of Direct Loans
The terms and conditions of Direct Loans can be found on the Master Promissory Note and/or the Loan Entrance Counseling the student completes. A student borrower who has reached their aggregate loan limit may not receive additional loans. More information on these limits can be found here.
Cost of Attendance
The cost of attendance (COA), sometimes referred to as a student budget, is an estimate of the total amount of your educational expenses associated with attending Aspen University each academic year. At Aspen, your COA includes direct costs (tuition, fees, and book allowance) that will appear on your student ledger as well as indirect costs (housing and food, transportation, personal expenses) that are not billed to you but are estimated costs associated with attending the University and are therefore, included in your budget.
Cost of living varies by learner and is calculated using the national average student expenditure.
Estimated Yearly Cost of Living (Independent Student)
- Housing and Food: $ 8,488
- Transportation: $1,728
- Miscellaneous/personal expenses: $5,504
*For more information about Financial Aid, email Studentfinance@aspen.edu
Standard Payment
Standard Payment students use a credit or debit card to pay their tuition and fees prior to enrolling in their course.
*For more information about Standard Payments, email Studentfinance@aspen.edu
Employer Assistance
Tuition Deferment, Assistance and Discounts
Students who are employed by an organization that is in an established direct billing contract with Aspen University may be able defer the payment of tuition and fee charges that the employer has contracted to pay to the University. Students should contact their employer to determine if they are eligible for this benefit. Eligible students are responsible for paying any tuition and fee charges that are not covered by their employer benefit.
In addition, Aspen University maintains employee tuition discount partnerships with a large and growing number of organizations. Aspen University also extends this tuition discount to all VA Health Care System employees. To determine whether or not you qualify and to assure you receive your employee tuition discount, tell your advisor where you work and ask them to check for you prior to enrolling.
Military
Military Affiliation Discounts at Aspen University
Aspen University is proud to offer Military Affiliation Discounts to students who have served or are currently serving in the United States Military, as well as their legal spouses.
Currently Serving and Using Tuition Assistance
If you are active duty, reserves, or guard, we encourage you to speak to your Education Officer about Tuition Assistance (TA) that you may be eligible to receive. To help you make the most of your benefit, Aspen University reduces tuition and waives most fees for Military Tuition Assistance students as follows:
Reduced Tuition Rates for TA Students:
- Associate & Bachelor’s Degrees: $600 per course
- Master’s Degrees: $750 per course
- Doctoral Degrees: $1,605 per course (Not TA eligible)
- Doctor of Nursing Practice (DNP) Courses: $665 per credit (Not TA eligible)
Fees Waived for Active/Reserve Tuition Assistance Military Only:
- Undergraduate Technology Fee: $90 per course
- Nursing Undergraduate/Graduate Technology Fee: $75 per course
- Graduate Technology Fee (Non-Nursing): $150 per course
- Doctoral Technology Fee (Non-Nursing): $75 per course (Not TA eligible)
- DNP Technology Fee: $175 per course (Not TA eligible)
- Graduation Fee: $150
Veterans and Spouses
If you served honorably, or your spouse is/has served, Aspen University offers reduced tuition rates to help you meet your academic goals affordably.
Tuition Rates After All Other Military Discounts:
- Associate & Bachelor’s Degrees (excluding RN-BSN): $675 per course
- RN to BSN: $1,065 per course
- Master’s Degrees: $1,170 per course
- Doctoral Degrees: $1,605 per course
- DNP Courses: $665 per credit
Who Qualifies
- United States Military Active Duty:
- Active Duty
- Reserve and National Guard
- Veterans
- Legal Spouses
Military Affiliation Discount Documentation
To apply for the Military Affiliation Discount, students must supply one of the following documents:
- Leave and Earnings Statement (LES): Must be dated within 90 days of document submission.
- DD-214 (Certificate of Release or Discharge from Active Duty): Must indicate a general discharge or higher.
- VA Letter Certifying Military Service/Benefits Summary Letter: Must indicate a general discharge or higher.
- Honorable Discharge Certificate
- NGB Form 22 (National Guard Report of Separation and Record of Service): Must indicate a general discharge or higher.
For Spouses:
Students must supply their Marriage License or Marriage Certificate, along with one of their spouse’s military documents listed above. Additionally, a DEERS record is acceptable.
Military Payment Options
Veterans Affairs and GI Bill® Educational Benefits
GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA).
Aspen University is approved by the Arizona State Approving Agency for Veterans Benefits. Please contact the Veterans Benefits Administration for more information.
Utilizing Educational Benefits from Veteran Affairs
Students will be asked to supply one or more of the following documents to process their veteran educational benefits:
- Tuition Assistance Voucher per course from Branch Portal
- Certificate of Eligibility: All pages, dated within 6 months of start date
- Purchase Order received through Tungsten
- Academic Transcripts from prior institutions
Contact Us
For more information about federal student aid and available military benefits, please contact us:
Office Hours: Monday to Friday, 8:00 a.m. to 5:00 p.m. PST
- Military Support:
- Phone: 303-333-4224
- Email: military@aspen.edu
- Financial Aid:
- Phone: 800-373-7814
- Email: studentfinance@aspen.edu
Alumni
Aspen University Alumni are eligible to receive a discount off tuition for subsequent programs. To determine whether or not you qualify and to assure you receive your alumni tuition discount, tell your enrolment advisor that you are an alumni of Aspen University and ask them to check for you prior to enrolling.
Aspen University is currently approved by the U.S. Department of Education to offer federal student aid for all of our degree programs except the Master of Public Health program and the Education Specialist degree programs.
Aspen University offers federal grants and loan programs funded by the U.S. Department of Education. Grants are gifts of money that do not have to be repaid, provided they are used to complete the student’s education. Loans are borrowed money, which must be repaid with interest.
Other sources of financial assistance are often available, including veteran education benefits or employer sponsorships. Students should research all possible sources of financial assistance.
The amount and type of financial aid that a student may receive are determined through federal and state guidelines. The typical financial aid award will be a combination of grants and/or loans, depending on eligibility. Federal Student Assistance Title IV funds are available only to students who qualify.