Payment Methods

Monthly Payment Plan

Aspen University created the Monthly Payment Plan so that students can build the cost of their degree into their monthly budget. Students on the Monthly Payment Plan are charged once per month on the credit or debit card provided.

One Payment Per Month

Associates Degrees
$250 per Month

Bachelor's Degrees
$250 per Month

Master's Degrees
$325 per Month

Doctorate Degrees
$375 per Month

How does it work?

Each monthly payment is applied towards the tuition costs and fees you incur while enrolled at Aspen University. Your first monthly payment is due on the day you begin your first class. You can stop monthly payments at anytime from your Student Portal.

Installment Plan

The Installment Plan allows students to pay their course's tuition in three equal monthly installments while taking the course, instead of paying the course tuition in full before the course begins. Students are required to pay all outstanding fees prior to utilizing the monthly installment plan payment method.

Pay Your Tuition in Monthly Installments

Associates Degrees
$450 per Course
$150 per Installment

Bachelor's Degrees
$450 per Course
$150 per Installment

RN to BSN Program
$975 per Course
$325 per Installment

Master's Degrees
$975 per Course
$325 per Installment

Doctorate Degrees
$1350 per Course
$450 per Installment

How does it work?

The first payment is automatically withdrawn from the credit or debit card provided on the 1st day of the course, while the second and third payments are charged 30 days and 60 days after the course begins, respectively.

Financial Aid

Aspen University is approved by the U.S. Department of Education to offer federal student aid for all of our degree programs.

Aspen University's Federal School Code: 040803

Net Price Calculator

Aspen University provides a Net Price Calculator to help estimate educational costs.


Federal Grants

A Federal Pell Grant, unlike a loan, does not have to be repaid. Federal Pell Grants are only awarded to undergraduate students who have not earned a bachelor’s or professional degree and students who are enrolled in an eligible Post-baccalaureate teacher certification program if they meet certain requirements. Each student is entitled to apply for a Federal Pell Grant. Eligibility is determined by the student's need, the cost of attendance, and the amount of money appropriated by Congress to fund the program. The amount of the grant is determined by a standard formula used by the Department of Education. The amount of the grant available to the student will depend on the Expected Family Contribution (EFC) and the cost of attendance.

William D. Ford Federal Direct Loan Program (Direct Loans)

Direct Loan programs are low-interest loans for eligible students to help cover the cost of education. Eligible students borrow directly from the U.S. Department of Education. The loan is then sent to the U.S. Department of Education’s Common Origination and Disbursement Center (COD) and disbursed to the school electronically through the G-5 website. The loans are serviced by the Direct Loan Servicing System. Direct loans include Direct Subsidized, Direct Unsubsidized and Direct PLUS loans.

Direct Subsidized Loans

Direct Subsidized Loans are loans available to students with financial need. Undergraduate students may borrow up to $3,500 for their first academic year, $4500 for their second academic year, and $5,500 for their third or fourth year at a fixed interest rate established annually by the U.S. Department of Education. The interest is paid by the federal government while students are in school and for six months after students cease their enrollment. As of 7/1/13, for "first time borrowers" there is a 150% loan limit provision. A first time borrower is an individual who doesn't have an outstanding balance on a Direct Loan or a FFEL Program Loan on or after 7/1/13. This provision states that a student may not receive Direct Subsidized Loans for more than 150% of the published length of the student's program of study.

Direct Unsubsidized Loans

Direct Unsubsidized Loan programs are available for students to borrow to help cover the additional education costs regardless of family income and for those who may not qualify in whole or in part, for a Subsidized Loan. A Unsubsidized Loan is not awarded based on financial need. The term “unsubsidized” means that interest is not paid for the student so the student is charged interest from the time the loan is disbursed until the loan is paid in full.

Direct Plus Loans

The Federal Direct PLUS loan is available to graduate or professional students enrolled at least half-time at an eligible school in a program leading to a graduate or professional degree or certificate or to parents of dependent students to help pay for the educational expenses of the student. PLUS loans are not based on need, but when combined with other resources, cannot exceed the students cost of education.

Origination Fees

There may be an origination fee charged as an expense of borrowing one of these loans. The loan fee is a percentage of the amount of each loan the borrower receives, and is subtracted proportionately from each loan disbursement. This must be repaid. The loan interest rate is fixed and set on July 1st of each year.

Standard Payment (Credit or Debit Card)

Students use a credit or debit card to pay their tuition and fees prior to being enrolled in their scheduled courses.

Tuition Deferment, Assistance and Discounts

Students receiving tuition deferment from their employer are eligible to defer their tuition payment until after the course has ended. While deferring tuition payments, students are required to pay a $200 deferment fee per course which can be applied towards their tuition payment. Students must pay any outstanding fees prior to being enrolled in their course. Aspen University will also accept payments directly from a student's employer.

In addition, Aspen University maintains employee tuition discount partnerships with a large and growing number of organizations. Aspen University also extends this tuition discount to all VA Health Care System employees. To determine whether or not you qualify and to assure you receive your employee tuition discount, tell your advisor where you work and ask them to check for you prior to enrolling.

Military Payment Options

Aspen University's degree programs are approved for Veterans Administration (VA) education benefits through the Montgomery GI Bill. Reserve and National Guard members may also be entitled to education benefits under the Montgomery GI Selected Reserve program. Please visit for more information. Active duty military personnel can apply for Tuition Assistance through their base's education office.

Military Affiliation Award

In addition to participating in government education benefits, Aspen University also extends tuition benefits to those who have served in the United States Military and their spouses.

Tuition Discount & Fees Waived

  • Master's Degree: $750 per Course
  • Doctoral Degree: $1,050 per Course

Fees Waived

  • Undergraduate Technology Fee ($40 per Course)
  • Graduate Technology Fee ($60 per Course)
  • RN to BSN Technology Fee ($60 per Course)
  • Graduation Fee ($100)

Providing Documentation

In order to receive Military Benefits, documentation must be provided to the Office of the Bursar, or your Advisor. Acceptable forms of documentation include:

Military Transcripts

  • DD-214 (Discharge of Duties)
  • Letter from Commanding Officer
  • VA Letter Certifying Military Service
  • Benefit Documentation (TA form, COE, VA form 1905)
  • Government Issued Photo Identification

Spouses must provide either; A copy of your marriage license, your spouse's military documentation and a copy of your spouse's government issued photo identification.

DANTES: Defense Activity for Non-Traditional Education Support

Prospective students requesting Tuition Assistance can submit the DANTES Independent Study Form, signed by their Educational Services Specialist or Commanding Officer.